Creditors

Cavalry Portfolio Services

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About Cavalry Portfolio Services According to its website, “Founded in 2002, Cavalry is a leader in the acquisition and management of non-performing consumer loan portfolios.” Cavalry regularly files credit card lawsuits on credit card debts they have purchased.  Cavalry often files suits under the name Cavalry SPV, LLC. Is Cavalry Portfolio Services a Scam? Cavalry […]

Creditors

Discover

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Will Discover file a Credit Card Lawsuit Against Me? Discover will file suit to collect on a defaulted credit card debt.  When a consumer stops paying their credit card balance, the debt will typically be “charged-off” after approximately 180 days.  After charge-off, some creditors will make in-house collection efforts by making calls or sending written […]

Articles

Common Post-Judgment Collection Tactics by Creditors

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Common Post-Judgment Collection Tactics by Creditors Below are a list of common tactics used by judgment creditors to collect on judgments in Texas. Post-Judgment Discovery:  discovery is a means of obtaining information.  Creditors will often send post-judgment discovery requests (which require written responses from the judgment debtor) or seek a post-judgment deposition to ask a […]

Articles

What is the Statute of Limitations for a Debt Lawsuit?

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What is the Statute of Limitations for a Debt Lawsuit? The statute of limitations (deadline to file a lawsuit) for a creditor or debt buyer to file suit on a debt generally fall under the four year statute of limitations.  The larger question is when does the statute of limitations begin to run? Debt cases […]